Beaumont, Texas Real Estate Resources - Libby Mitchell

Mortgage Calculators

Glossary of Terms - Mortgage

Glossary of Terms - Real Estate

Getting a Mortgage - Checklist of Items to Complete

Different Loan Types

Advice - General

Advice - Sellers

Real Estate News

Real Estate Reports

Real Estate Articles

The Selling Process

Refinancing Information

FAST & FREE Loan Approval

If you are unfamiliar with the various types of home loans available there is no need to worry. We will provide a mortgage rate quote and help you choose the type and length of mortgage that best meets your financial requirements.

Borrower:

Co-Borrower:

Street:

City:

State:

Zip:

Email:

Phone:

Employer:

Self Employed:

Job Title:

Length of Employment/Self Employed:

Gross combined annual income:

Borrower's Social Security No.:

Co-Borrower's Social Security No.:

Property
Type:

Loan
Purpose:

Purchase
Price: $

Amount You
Wish To Borrow: $

Loan
Amount: $

Property
Value: $

Property
Usage:

Home Rent Vacation

Credit Type:

Desired total monthly payment (with taxes and insurance included)
$

Have You Had
a Bankruptcy?

If Yes, when
was it
discharged?

Best Time To Contact You:

Term

What type of loan program(s) are you interested in?

30-Year Fixed 15-Year Fixed 1-Month ARM 6-Month ARM

1-Year ARM 2/1 ARM 3/1 ARM 5/1 ARM

7/1 ARM 10/1 ARM

Comments/Ideas:

When you are ready to submit a formal application, you will need these documents:

1. Fully executed sales contract/purchase agreement (Purchase transactions only).
2. Gift letter (if applicable, Purchase transactions only).
3. Copy of Deed of Trust, Title Policy, Survey, Payment Coupon and Homeowner's Insurance Declaration Page (Refinance transactions only).
4. Copy of social security card and drivers license (FHA & VA transactions only).
5. Pay stubs for the most recent 30 day pay period.
6. W-2's for the previous two years.
7. Previous two (2) months bank statements on all asset accounts. "ALL PAGES".
8. Copy of closing statement and sale of current residence (if applicable)
9. Copy of divorce decree (if applicable)
10. Bankruptcy papers including all schedules of assets/liabilities and discharge (if applicable)
11. VA Certificate of Eligibility, DD-214 Form, and DD-1747 Form from Family Housing Office (VA transactions only)

Self-Employed or Commissioned Borrowers

1. Previous two years signed tax returns with ALL SCHEDULES attached.
2. Previous two years Corporate/Partnership tax returns (if applicable).
3. Year-to-date profit and loss statement and balance sheet.

RE/MAX Beaumont
6430 Wellington; Beaumont, Texas 77706
Phone: 409-724-7742
E-mail: LibbyMitchell@gt.rr.com